Winter dents – How to file your insurance claim and get them fixed?
Colorado car owners know that during the winter, paying attention to the road and driving extra careful is a must. According to Colorado’s State Patrol statistics, each year, there are more than 5 million vehicle accidents around the U.S and about 27 thousand car accidents just in Colorado. The National Highway Traffic Safety Administration, states that at least 21% of the crashes reported yearly, are weather-related. These are accidents that occurred during an adverse weather condition, such as rain, sleet, snow or icy pavement.
Also, winter makes wildlife more active in search of mating partners, warmer conditions and food. According to Colorado wildlife officials, every 39 minutes there is a wild animal collision reported. So, the chance of making it through the winter without a single scratch or dent on your car bodywork is virtually impossible. Therefore, it is essential to understand the correct way to file an insurance claim. This way you will be ready to face the unpredictable.
Essential steps before filing your claim
Once you have suffered a traffic accident or your car was in the middle of a heavy hailstorm, it is vital that it is fixed right away. This is especially true during the winter, when weather conditions will make your dents worse in the short-run. Nonetheless, you need to approach the situation relaxed, calmed and methodically. Otherwise, you could miss important steps that could affect your claim’s resolution.
After decades of providing the best car dent removal services to Colorado car owners, at Auto Rehab, we have gained a vast experience helping our customers with their insurance claims. Here are some useful tips to aid on your legal task.
No matter how severe the collision was or if it was just a fender bender, being involved in a traffic accident is already stressful enough. First, stay calm, take a few deep breaths and check that no one is hurt or requires medical assistance. Your next step is to determine all damages. Go over your car and check it from rear to front, to determine exactly how severe the damage is.
Take photos of all the dents, scratches and all damage marks you can find. Make sure to take different pictures of all creases and dents. Try close-ups, wide and different angles. That will be helpful for the insurance company and your personal records, in case of any further dispute.
Even though someone might encourage you not to file the report, not doing so could backfire later, as you may face legal penalties. Some states require you to report accidents even when it comes to a fender bender or small car dent. Therefore, always exchange information with the other driver involved and contact the authorities so that they can send an estimator or adjuster.
When your car suffered damage after a heavy storm, the evidence and damage records should be handled in the same way. Take photos and all the evidence possible that helps detail every dent and crease that needs fixing. It is essential that your insurance policy has comprehensive coverage, which includes weather-related issues or acts of god.
Once you have all your paperwork in order, all that is left is contacting the dent removal experts in Colorado. At Auto Rehab we can restore your car to its original condition without affecting the car paint. PDR is the fastest and most affordable dent removal technique and insurance companies favorite restoring procedure. Contact Us today and get a free quote.